Graph

The graph shows the 5 findings: what causes what, graded by the evidence.

grade Agrade Bgrade C

credit.feed_batch_recordscredit.score_sourcecredit.risk_scorecredit.decisioncredit.income_verified_ratiocredit.affordability_ratiocredit.sanctions_list_version

Findings

  • credit.feed_batch_records→ credit.score_sourceAAn empty feed batch leaves the bureau score stale one period later.
  • credit.score_source→ credit.risk_scoreAA stale bureau score raises the risk score in the same period.
  • credit.risk_score→ credit.decisionAA higher risk score makes a denial more likely in the same period.
  • credit.income_verified_ratio→ credit.affordability_ratioBA lower verified income lowers affordability.
  • credit.sanctions_list_version→ credit.decisionCA guess: the new sanctions list version came before the denials, but the decision did not change with it.

This is a static example. All figures are invented. Buttons and form fields do not work here.